Daytona Beach, FL - A Seacoast Bank worker was the first to notice that a check cashed for $900 by Christopher Young on September 15, 2021, was fraudulent. She told Daytona Beach Police that she'd found that he'd done the exact same thing at six other branches on the same day for a total of $6,300. The Bank of America checks were found to belong to a South Carolina woman who had closed the account in Florida in 2018.
Seacoast Bank fraud analysts provided a list of the branches where Young cashed the checks, including the Daytona Beach branch and another in Port Orange. The others were cashed in Seminole and Orange counties. Bank officials contacted Young after the first check proved fraudulent. He told them he only cashed a check at the Lake Nona branch and that it could've been a family member at the other branches. Because the bank had Young's ID on file, they knew that it was him each time.
Investigators compared surveillance photos from three of the Seacoast bank branches, identifying Christopher Young in each one. That information, along with witness statements and Young admitting that he was the person in a photo from the ATM at the Lake Nona branch, led them to get a warrant for Young's arrest. He's charged with Organized Scheme to Defraud, Grand Theft, and Fraudulent Use of Personal ID Information. He is out of jail on a $7,500 bond.
